How it works
Step One:
Step One:
Step One:
Enrollment
It's easy to get started. Just complete our simple signup form and then follow our instructions on getting your free credit reports.
Step Two:
Step One:
Step One:
Review and Setup
Upon receipt of your credit reports we will conduct a line-by-line review, note your issues, and present the list of items we have identified as dispute candidates for your review. As appropriate we will also provide a list of practical score optimization and rebuilding tips applicable to your situation.
Step Three:
Step Three:
Step Three:
The Dispute Process
We will challenge your inaccurate and questionable items with the credit bureaus. If the items challenged are not corrected we will automatically send customized re-disputes designed to maximize the probability of achieving the desired outcome.
Step Four:
Step Three:
Step Three:
Enjoy Your Membership
Enjoy the most user-friendly customer interface in the industry; track your progress, update personal and billing information, upload documents, communicate with us, and even pause your membership if you need a break.