Frequently Asked Questions

---

 You can Sign Up right now and then follow our easy instructions on getting your free credit reports. Once we have your reports we will complete our analysis and start the dispute process.

Learn more: How it Works

 Your first payment will be six days after enrollment. Monthly recurring charges begin a month later.

Learn more: Member Pricing

 No. Upon signup we will assist you in getting your free credit reports. Credit reports are from third-party providers, they are always free, there is no trial period, and getting them will never harm your scores. 

 No. You will never need to pay more for extra services. If you need it, we’ve got you covered.

Our services include a detailed analysis to note the issues that are harming your credit, personalized credit score improvement tips, ongoing dispute letters sent to the credit bureaus – and more!

Learn more: Our Services

 We use a 35-day dispute cycle, which is at least 10 days faster than other companies.

Learn more: Faster Disputes

 You may utilize our service for as long as you feel you are getting value from us. There is no minimum membership duration.

Learn more: How Long Does it Take?

 Of course. We are not here to add stress to your life, or your budget. You may pause, resume, and even select your own billing date with the click of a button in your account, or with a call to us. 

 Easy. Just let us know through the Message Center in your account, or by email or phone. 

 When you cancel, there are no more charges, no per diems, no surprises.

Learn more: Best in Class Support

 Yes! We have a big couples discount!

Learn more: Member Pricing

 You do not have to be married to get the discount. If you live together and pay together we invite you to sign up as a couple. 

 We always examine each account to determine the correctness of the reporting, but our program does not provide a remedy for legitimate debt.

Learn more: Is The Credit Medic Right For You?